Homeownership Program

Twin Pines Housing provides down payment grants to help reduce the purchase price of a home or condo for qualifying families. In exchange for this grant, homebuyers agree to limit their profit should they sell the home. This profit cap allows the home to remain affordable to future buyers of modest means.

Grants may be available for buyers earning up to 120% of the county’s median income where the home is located (175% for homes through Woodstock Community Trust). For example, the 2022 income limit for a three-person household in Windsor County, VT is $95,160.

Our homeownership team has been stewarding homes in this program since 1990, with homes added to the program as new grants become available. So if you are interested in purchasing a home already in the program or have found your dream home on your own, it’s time to get started.

Learn how we help make homeownership a reality: download our brochure!

To apply for our program, please complete a Buyer Application: download our Buyer Application

Mail or email the completed application to us and we will follow-up with you promptly.

Property Listings

1 Bedroom Condominium – 16 Hemlock Ridge Road, White River Junction, VT

  • Renovated kitchen
  • Clean and updated throughout
  • Quick walk to Norwich Farmer’s Market or King Arthur Flour
  • $253 HOA fee includes heat/hot water/sewer/trash/snow plowing/pool and tennis

Financial Considerations for Qualified Buyers:

Cost:  $159,000

Twin Pines Grant: ($59,550)

Total Cost:  $99,450

To qualify, the income limit is $74,040 for one person, $84,600 for two persons, and $95,160 for three persons. Closing cost assistance may be available.

To learn more or to apply, call Anne Hill at Twin Pines Housing

(802) 291-7000, ext. 102 or email anne.hill@tphtrust.org.