Homeownership Program

Twin Pines Housing provides down payment grants to help reduce the purchase price of a home or condo for qualifying families. In exchange for this grant, homebuyers agree to limit their profit should they sell the home. This profit cap allows the home to remain affordable to future buyers of modest means.

Grants may be available for buyers earning up to 120% of the county’s median income where the home is located (175% for homes through Woodstock Community Trust). For example, the 2021 income limit for a three-person household in Windsor County, VT is $85,200.

Our homeownership team has been stewarding homes in this program since 1990, with homes added to the program as new grants become available. So if you are interested in purchasing a home already in the program or have found your dream home on your own, it’s time to get started.

Learn how we help make homeownership a reality: download our brochure!

To apply for our program, please complete a Buyer Application: download our Buyer Application

Mail or email the completed application to us and we will follow-up with you promptly.

Property Listings

3 Bedroom Duplex Home – Safford Commons, Woodstock, VT

  • Two-story duplex home
  • 1,596 square feet
  • Open plan kitchen, dining and living area
  • One bedroom, 3/4 bathroom, and laundry on first floor
  • Two bedrooms and full bathroom on second floor
  • Front entry porch
  • Exterior storage closet

Housing available for households with income up to 120% of Windsor County’s Area Median Income and personal assets restricted to $60,000.

Financial Considerations:

Cost:  $320,000

Twin Pines Grant:  ($ 98,000)

Total Cost:  $222,000

Approx. monthly cost:  $1,682
(For mortgage, taxes, insurance and condo dues)

To learn more or to apply, call Steve Usle at Twin Pines Housing

(802) 291-7000, ext. 102 or email Steve.Usle@tphtrust.org.

2 Bedroom Home – Safford Commons, Woodstock, VT

  • 1,025 square feet
  • Single floor living
  • Open plan kitchen, dining and living area
  • Two bedrooms, one full bathroom, and laundry room
  • Front entry porch with storage

Housing available for households with income up to 120% of Windsor County’s Area Median Income and personal assets restricted to $60,000.

Financial Considerations:

Cost:  $265,000

Twin Pines Grant:  ($ 80,000)

Total Cost:  $185,000

Approx. monthly cost:  $1,443
(For mortgage, taxes, insurance and condo dues)

To learn more or to apply, call Steve Usle at Twin Pines Housing

(802) 291-7000, ext. 102 or email Steve.Usle@tphtrust.org.